This is from:http://www.knowyourpension.org/overcast.aspx
ERISA § 204(h) Notice. Your plan administrator must send you a “204(h) notice” whenever any amendment is adopted that reduces future benefit accruals. If a 204(h) notice is given, further investigation is warranted. Generally, plans do not like to cut benefits, so a willingness to do so can be a red flag that indicates trouble ahead.
Can anyone elaborate on "...further investigation is warranted.'?
What kind of investigation?
How is it done?
By whom?